With me “credit” is (almost) a dirty word. I don’t take out loans. I don’t use credit cards. And (shocker here), I’m perfectly happy! I’m not the only person I know who stays away from buying on credit [...]
Finance
These days it seems like everyone is looking for a way to pay off debt without actually understanding debt and considering the best way to pay it off. Believe it or not, some debt is considered “good” [...]
Financial planning is the process of completing a comprehensive overview of your current financial situation, developing and determining your future goals, and then creating a workable financial management plan that puts you on the right path to actually [...]
Photo credit: morguefile.com Gracey
If you are wondering how to budget, don’t worry—you are not alone. Many people don’t know where to begin when it comes to budgeting and controlling their spending. By following the [...]
You must have seen several ads about how to get “free” money for your small business. Is there really free money available for your businesses?
While the government does offer grant money, it is not easy to qualify [...]
The economy in the United States is causing great concern for everyday citizens around the world. While top level executives are walking away with millions from failed companies, investors and employees are facing hard facts about their [...]
Years of spending much more than their earnings have left a large percentage of Americans standing at the financial precipice. Studies show that 75% of Americans failed to pay their utility bills on time; about 39% of people [...]
Credit card debt management refers to the process of effectively managing your credit card debts in order to avoid difficult financial situations.
According to a recent survey most Americans have between five to ten credit cards even though [...]
The internet makes it easy to do just about anything – including applying for loans. Before banks began operating online, loan shopping was a cumbersome process. You had to visit each bank to inquire about their loan offerings [...]
The foreign exchange market, Forex, is the most liquid market in the entire world. Trading happens 24-hours a day, five days a week in the major financial centers in the world across nearly every time zone. The Forex [...]
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