• Directory Journal

How to Make Difficult Decisions

“Would you tell me which way I ought to go from here?” asked Alice. “That depends a good deal on where you want to get,” said the Cat. “I really don’t care where” replied...

Five Paths to Self Improvement in the New Year

The New Year is the perfect time to make changes in our lives. We can set new goals and try to improve our situations. Today let’s take a look at some common areas of...

10 U.S. Schools Offering Online Degree Programs

Do you wish you could earn an undergraduate or graduate degree online? It isn’t always possible for us to take time off of work to pursue further education and sometimes on-campus courses just don’t...

Freelancers: Why It’s Time to Bury Your Resume

I’m a freelance writer. I’m a business owner. I set my rates, I decide what services to offer, and I decide which clients to work with and what projects to take on. I’m not...

How to Choose Sites to Submit Guest Posts To

Guest posting can be a good way to grow your own audience. It can help you build name recognition and authority status in your niche or industry. It can help you maintain an active...

5 Places to Learn a Foreign Language Online for Free

Have you ever wanted to learn a foreign language, perhaps for travel or even just the fun of it? Do you want your children to be multilingual to better equip them for the growing...

100 Best Quotes About Life

A man who dares to waste one hour of time has not discovered the value of life.  –Charles Darwin All life is an experiment. The more experiments you make the better. –Ralph Waldo Emerson...

25 Quotes That Will Change Your Life

Below are 25 quotes that will change your life: 1. Govern thy life and thoughts as if the whole world were to see the one, and read the other. –Thomas Fuller 2. Most of the...

How to Take Time Off From Blogging (Without Losing Readers)

Consistency, consistency, consistency — if you hear about anything being vital to a successful blog, it’s consistency. But what happens when you need a break? What happens if you need time off for personal...

How to Identify a Rogue WordPress Plugin

WordPress. You have to love it with its neverending supply of plugins that can make your site do just about anything you want, along with WordPress’ constant updates that can make those plugins suddenly...

It’s that time of year again. We set our New Year’s resolutions — goals we may or may not actually intend to keep more than a week or so into the New Year. It never hurts to try though. Setting goals is often the first step towards making significant changes to improve our lives and our businesses.

 

Let’s focus on a business issue common to U.S. business owners today — are your workers employees or independent contractors (and really, what does that mean anyway)?

 

Basically an employee is, as the IRS puts it, “anyone who performs services for you… if you can control what will be done and how it will be done. This is so even when you give the employee freedom of action. What matters is that you have the right to control the details of how the services are performed.” [source]

On the other hand, an independent contractor (or freelancer) is a self-employed individual. You’re not their employer. You’re they’re client — usually one of several. You can determine the end result [...]

Sit still. Listen carefully. Take notes. Regurgitate it all onto a test or essay. For most of us, this was the way we were expected to learn. Desks sat in rows, and we sat still. The teacher was the one with all the knowledge and power and we listened. If not – we likely failed the class. Unfortunately for those who don’t listen and retain information well, the classic lecture is a horrible way to learn. In fact, it’s not even that great for those of us who do hear information and retain it. It boils down to the emerging science of the brain.

The Brain and Learning There is still a great deal not known about how the brain [...]

As a teacher working with at-risk students, I love the advantages of kinesthetic learning. In fact, my students thrive on being hand’s on, and it’s not just because they’ve struggled in a traditional classroom previously. My group of at-risk students are those who meet certain criteria that make them more likely to not succeed in the traditional sense.

My students have everything from ADHD and bipolar disorders to homelessness, teenage pregnancies, criminal backgrounds and substance abuse issues. These are not students who sit well in a quiet row taking notes when it comes time to learn about Julius Caesar. They are the embodiment of all of our frustrations in school – they love to challenge the teachers and they have [...]

How to Write a Cover Letter

by Hasan on September 13, 2010 · 0 comments

in General, Learning

Many job postings require a cover letter to accompany the resume. Even if it does not, it is an excellent way to grab the attention of the hiring manager by including information that cannot be fully explained on your resume.

However, if not written well, the cover letter can hurt your job hunt more than it helps. Follow these tips when constructing your cover letter to be sure it makes your application stand out for the right reasons.

Personalize the Cover Letter Address your cover letter to the hiring manager. With a little detective work, you can easily find out the name of the human resources director or department manager. Customize the letter to them by using their [...]

Most people have goals — little goals throughout each day to major life goals. But without motivation, you’ll never reach those goals. You’ll just lounge around wasting your life.

No matter what kinds of goals you’re working towards, there are plenty of things you can do to motivate yourself so you keep working on them and don’t let opportunities pass you by. Here are some self-motivational tips you can use to help you reach your own goals — big or small.

Write down your goals. Make goals specific and measurable. Break larger goals down into mini-goals. Enlist a support network. Avoid people who discourage you. Stop procrastinating. Reward yourself. Consider the consequences. Keep your life, home, or office organized. Envision [...]

“What’s the benefit of college if I’m already making real money?” A question tossed out often on webmaster forums and gathering places of young entrepreneurs, it strikes at the core of one of the most entertaining debates in the online world – do young entrepreneurs need college educations? What’s the value of class time for those who are already earning more than their degreed counterparts? Not surprisingly, the answer has less to do with money in the near future and more to do with future value.

Who Needs College?

A generation or two ago, a college degree was sought by roughly a fourth of the United States graduates. Today, 70 percent of high school graduates are attending a college or [...]

For more than eight years, I’ve taught troubled students. And unlike many teachers, I prefer these troubled teens and actively seek out teaching positions where I have a chance to interact with at-risk students. Working with such a diverse group of young people – many of whom would have dropped out of school if it were not for alternative high schools such as the one I work in now – has shown me exactly how effective kinesthetic learning can be.

Learning by Doing – How Simple Is That?

Experts don’t get to be outstanding by listening to lecture. They don’t become brilliant scientists or psychologists by listening to someone drone on about certain practices and theories and then taking [...]

How to Pay Off Debt

by Yolander on June 23, 2010 · 2 comments

in Finance

 

These days it seems like everyone is looking for a way to pay off debt without actually understanding debt and considering the best way to pay it off. Believe it or not, some debt is considered “good” debt. Debt that has long-term value combined with reasonable interest rates that you can sustain for a long period of time and still be better for it is often considered “good”. Examples of this debt include student loans and mortgages.

Financial planning is the process of completing a comprehensive overview of your current financial situation, developing and determining your future goals, and then creating a workable financial management plan that puts you on the right path to actually achieving those goals.

In order to get a true, comprehensive plan with advice that helps you work toward wealth preservation and investing according to your risk tolerance and time line, you should work with a certified financial planner. However, to do a brief financial plan at home you can use this guide as well as the free, financial planning worksheet included.

Step 1: Review your current financial position.

Making an honest assessment of your current financial position is the first step in [...]